Consumer Bankruptcy
Consumer Bankruptcy Lawyers Serving Austin and Surrounding Areas
The economic times we live in has made it extremely difficult for families to survive. No one wants to file bankruptcy, but some are forced into it, a lot of times due to company layoffs or pending home foreclosure. Our legal
team is here to help you make the right decision and guide you along the way if bankruptcy is the only option.
Use a Bankruptcy Attorney Who Can Help
Finding information you require about bankruptcy can be difficult and be an overwhelming process. If you have credit card debt or are facing home foreclosure, the last thing you want is the added stress of trying to decipher
complex bankruptcy laws.
Consumer Bankruptcy Options in Austin
Chapter 7: If you are below a certain income level and seek a forgiveness of all your debts, then you will want to file for Chapter 7 bankruptcy. It is often the best option for individuals with a lot of business debts. People who file for Chapter 7 may only retain a limited number of assets, but they will receive full debt discharge. For more information on Chapter 7 Consumer Bankruptcy, click here.
Chapter 13: People facing foreclosure, income tax problems, or with a higher than median income level will most likely file for bankruptcy under Chapter 13. In this circumstance the individual will face a restructuring of their debts, which will allow them to maintain the assets they wish to keep. For more information on Chapter 13 Consumer Bankruptcy, click here.
Bankruptcy Lawyers Can Help
To learn more about bankruptcy in the Austin, Georgetown, Leander, or Round Rock area, you can schedule an appointment for a free initial consultation with one of the members of our legal team. Just call 512-322-5367 or or
contact our offices online.